Apply for GTI Microfinance Limited Job Recruitment

GTI Microfinance Limited was incorporated in August 2007 as a limited liability company and started its operations in 2008 at No. 127 Obafemi Awolowo Road, Ikeja. In October 2013, it was licensed as a State Wide Microfinance Bank and moved its Head Office to No. 4 Tinubu Street, Central Business District, Marina Lagos. Other branches are located at Mushin, Abattoir in Agege &Surulere.

We are recruiting to fill the position below:



Job Title: Head, Operations

Location: Lagos
Employment Type: Full-time

Job Description

  • Ensure controlled processing of cash, funds transfer and account opening requests and in line with policies and agreed Turn-Around-Time (TAT).
  • Prompt handling of customers’ account maintenance requests and in line with policy.
  • Prompt processing of clearing cheques through the Correspondent Banks.
  • Proper tracking, recording and timely processing of cash collections by Loan Officers across the bank.
  • Ensure vault-in and vault-out processes are done in full compliance to policies and controls.
  • Timely vault replenishment and funding of Correspondent Accounts to cover transactions.
  • Prompt application of inflows (through the correspondent banks) into customers’ accounts.
  • Drive customers adoption towards direct payment (transfers) into their accounts with GTI Microfinance Bank.
  • First level transaction call-over on daily transactions to promptly address identified gaps.
  • Prompt response to review observations by Internal Control Unit and closure to open items in the Bank Reconciliation Statements.
  • Timely issuance of transaction/business reports.
  • Prompt and effective reconciliation at end-of-day and sign-off on transaction registers at the branches.
  • Reconciliation of daily physical cash balances to system positions in all branches.
  • Ensure cash holdings in vault and till/premises are within the approved insured limits.
  • Provide leadership in the participation in requirement gathering and testing of banking application and other automated platforms for optimal performance.
  • Take part in review and recommendation of necessary updates into the bank’s operational policies.
  • Build staff capacity and productivity through effective trainings.
  • Attain top rating in audit of the Operations group in the bank.

Qualifications & Experience
The ideal applicant should possess the following qualification & expericence:


  • A B.Sc / M.Sc Degree holder & other relevant professional qualifications such MCIBN will be added advantage.


  • Minimum of 5 years working experince in same position from a Financial Institution preferrably a Microfinance Bank.
  • Applicant should also have digital banking operation experience.



Job Title: Managing Director

Location: Lagos
Employment Type: Full-time

Summary of Job Responsibilities

  • The MD shall coordinate and manage all strategic and operational activities of the bank as a profit centre and ensures the delivery of reliable, quality, and timely services to customers at the least cost, in a secure and controlled environment while ensuring maximum profitability and compliance with bank policies and procedures.
  • He/She shall work as a key member of GTI Microfinance Bank Limited (GTI MFB) and oversee the design, enhancement, implementation, reporting, and oversight of products development, sales & marketing, financials, and operational activities of the bank.

Specifically, the MD will:

  • Take a leadership role in building, implementing, and overseeing all of the Bank’s systems, processes, workflows, and procedures.
  • Ensure strategic objectives shaped at Executive Management level are translated into tactical business plans with mechanisms for key measurements in place to monitor progress.
  • To be the chief driver of the strategic planning, budgeting and forecasting of business requirements and decision-making process. Shape and guide the future growth and development of the Bank.
  • Be responsible for the development and marketing of the digital banking business model of the bank and reporting on its operations, market penetration strategy, profitability, etc.
  • Develop, refine and implement operations strategy including aspects of product design, digital banking model development, creation of risk assets, customers outreach and management.
  • Ensure overall quality and efficiency of operations through delivery of outstanding services that is customers focused.
  • Review performance against balanced scorecard components as prescribed by the Executive Management, discuss gaps and agree on action plans to close gaps.
  • Benchmark productivity of the department against industry standards and create measures to improve productivity.
  • Build strong relationships with key stakeholders, including the regulators and Executive Management team to ensure the correct focus.
  • Monitor the strict adherence to governance and setting high standards of professionalism across all departments of the bank.
  • Review performance improvement reports to determine effectiveness of interventions.
  • Drive and deliver on the budget of the management office as an integral part of the global budget.
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Qualifications & Experience

  • Possession of post graduate certification and any of the professional qualificationsuch as ICAN / ACA / MCIBN / CFA / MBA / M.Sc or any other relevant professional bodies.
  • Not less than 15 years cognate working experience in the Bankingsector, 5 of which must be in a Microfinance Bank as a Managing Director or an equivalent position.
  • The ideal applicant should also have experience in business strategy development, sales & marketing, product development and leadership skills are strongly required.

Basic Requirements:

  • Achieve Improvement in Financial Performance through Market Share growth and Operational Efficiency.
  • Has leadership and management abilities to oversee the bank.
  • Possesses a passion to help team members and customers.
  • Able to see the big picture and plan out details.
  • Detail-oriented, Goal-oriented, task driven.
  • Strong process and planning orientation
  • Designs efficient systems, seeks productivity.
  • Balances team’s needs with goals of practice
  • Ability to delegate to the right team members.




Job Title: Credit Administration & Remedial Officer

Location: Lagos Island, Lagos

Job Responsibilities

  • To continually ensure the Portfolio At Risk (PAR) within the bank’s risk assets is driven below the set regulatory benchmark through effective engagement of default customers/guarantors, enforcement agencies and other stakeholders within the bank.
  • Daily monitoring of the loan portfolio to avoid delinquency.
  • Making outbound collection calls to debtors and working with Loan/Account Officers (where necessary) to engage debtors for follow up on payment.
  • Devising customized recovery strategy on a case-by-case basis.
  • Consistently reducing the non-performing loans owed to the bank.
  • Carrying out daily recovery exercise.
  • Maintain accurate up-to-date customer accounts information.
  • Preparing letter of demand notice to the debtors.
  • Executing approved/agreed foreclosure on collaterals.
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  • Candidates should possess a Bachelor’s Degree with 4 – 6 years work experience.


  • Good knowledge of credit products and related bank’s policies and regulations.
  • Good knowledge of the Prudential Guidelines relating Microfinance Banks.
  • Computer literacy.




Job Title: Loan Officer

Location: Marina CMS, Lagos
Employment Type: Full-time

Job Description

  • Expand the branch customer base through the opening of new active customer accounts and activation of inactive accounts.
  • Creation of quality risk assets.
  • Ensure prompt repayment on due loans and keepthe Portfolio At Risk (PAR) within the guiding internal threshold.
  • Contribute to revenue and profitability through mobilization of low-cost deposits.
  • Safeguard the fixed assets of the branch.
  • Support advocacy and migration of customers to the digital platform and other automated channels.


  • Candidates should possess a Bachelor’s Degree qualification with 5 years work experience.




Job Title: Head, Account

Location: Marina CMS, Lagos
Employment Type: Full-time

Job Description

  • Ensure completeness of transactions and records, timely and accurate preparation of financial statements (in line with the extant regulations), and presentation of Management Accounts to support business decisions.
  • Drive business growth through regular analysis of performance to budgets across all strata of the bank.
  • Budgeting and Long-Term Forecasting, Budget Monitoring and Implementation
  • Balance Sheet Management
  • Income and Expense Management
  • Preparation of Final Accounts
  • General Ledger Management
  • Payroll Management
  • Fixed Assets Management
  • Liquidity Management
  • Transfer Pricing Management
  • Accounts Reconciliations
  • Tax Management
  • Relationship Management (Correspondent Banks, External Auditors, CBN, NDIC, etc)
  • Compliance and Regulatory Reporting (CBN, NDIC, SEC, NSE, FIRS, etc.)
  • Build capacity of unit staff through quality training.

The ideal candidate possesses the following qualifications:

  • Professional member of any of the followinge.g ICAN, ACA, CIBN, or its equivalent.
  • MInimum of Bachelor’s Degree or M.Sc in Accounting or any related Social Science course.
  • Minimum of 7 year’s managerial work experience in the banking sector as an Accountant.




Job Title: Deposit Business Development Officer

Location: Marina CMS, Lagos
Employment Type: Full-time

Job Description

  • Mobilization of quality and low-cost deposits for the bank.
  • Provide leadership in implementing business development plans to improve mobilization and retention of deposit, achieve set targets and manage withdrawal attrition.
  • Develop and implement a business plan for identified target markets with prospect to drive high volumes of new deposits to the bank.
  • Build and manage strategic relationships for fixed deposit customers, serving as the single point of contact for new business.
  • Develop and maintain beneficial relationships with corporate clients and individual depositors.
  • Demonstrating an understanding of the client’s domain of activity and responding to the customer’s high priority needs for service and support.
  • Innovate and develop attractive value-added deposit products together with the Marketing Department to achieve the overall deposit targets.
  • Innovate and improve ways of rewarding depositors in terms of interest earning on ordinary deposit and fixed deposits.
  • Ensure fixed deposit account opening forms are duly completed and registered and advice clients of deposit status as necessary.
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  • Bachelor’s Degree with a minimum of 5 years work experience.

Application Closing Date
31st March, 2022.

Method of Application
Interested and qualified candidates should send their CV to: using the Job Title as the subject of the email.


Important Notes

  • The above statements are intended to describe the general nature and level of work to be performed by people assigned to it.
  • They are not to be construed as an exhaustive list of all responsibilities, duties and skills required of personnel so classified.
  • All personnel may be required to perform other responsibilities in addition to those specified from time to time, as needed.
  • We do not charge any application, processing, training, interviewing, testing or other fee in connection with the application or recruitment process. Should you receive a solicitation for the payment of a fee, please disregard it.
  • Furthermore, please note that emblems, logos, names and addresses are easily copied and reproduced. Therefore, you are advised to apply particular care when submitting personal information on the web.
  • We are an equal opportunity employer and value diversity inclusion. We do not discriminate on grounds of colour, race, nationality, religion, age, ethnic origin, disability, gender, marital status, or sexual orientation in our employment practices
  • Our people are all equally gifted in unique ways: we come from diverse traditions, personal experiences and points of view. And we want to include yours, Are you ready to inspire us with your ideas?
  • We encourage all applicants to apply and does not practice any discrimination in any recruitment process.
  • Applications submitted after the deadline will not be considered.
  • Due to the urgency of the position, we have the right to recruit a candidate who matches the required profile before the above deadline
  • Only qualified candidates will be invited for interview

Please Note: 

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Apply for GTI Microfinance Limited Job Recruitment

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