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Latest Recruitment at Standard Chartered Bank

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Are you a graduate seeking for a job? Have you been job hunting for so long? Or have you been dreaming of being employed in the Standard Chartered Bank? If your answer is in the affirmative to any of those questions above, then this golden opportunity is for you. We know you won’t let it slip you by. See Full Details on Standard Chartered Bank Job Recruitment

Standard Chartered Bank – We’re an international bank, nimble enough to act, big enough for impact. For more than 160 years, we’ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. As a leading international bank, we strive to help people and businesses prosper across Asia, Africa and the Middle East. Apply Here

We are recruiting to fill the positions below:

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Job Title: Manager, Trade Business Risk

Job ID: 2200027263
Location: Victoria Island, Lagos
Schedule: Full-time
Job: Operations
Employee Status: Permanent

Job Description
Strategy:
The Country Trade Business Risk is entrusted to ensure the Trade teams (front to back) in the Cluster operate in full compliance with all Country and Group policies as well as local regulatory requirements, through:

  • Ensuring Operation Units’ standards and roadmap abide by Group operating principles, policies and procedures as well as Country Addendums and Enterprise Risk Management Framework (“ERMF”)
  • Ensuring that the execution of Operations’ functions is fully compliant with statutory regulations, laws, guidelines.
  • Support Cluster, Business Risk in the overall effective and proactive management of Operation units’ risks and control gaps.
  • Act as the voice, eyes and ears of the Cluster Head, Trade Business Risk for all matters related to Risk for the Country.
  • Oversee the effective execution of controls within the Country (front to back), including identification of gaps and remediation of issues, elevating residual risk where appropriate.
  • Create and maintain complete, accurate and targeted metrics to allow the COO, the Cluster Head Business Risk Management for Trade and Business Head to constantly assess the control environment and residual risk profile.
  • Effectively manage the entire Risk Management agenda for Trade within the region, along with ensuring targeted Front to Back peer reviews, and the proactive rippling of peer review and audit findings
  • Work with key stakeholders centrally, regionally and in countries to drive a strong risk management culture across business and operations. Actively manage stakeholders from first, second and third lines of defence.  Provide structured guidance towards improving MCA ratings in the country and drive first line ownership of risk
  • Work with Country teams and Group to drive hubbing of control checks where feasible, ensuring continued country oversight and ownership of hubbed checks and processes

 

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Business:
Pro-active Risk Management:

  • Perform risk reviews and end-to-end process reviews in collaboration with the units and the GBS teams.
  • Analyse process and explore the possibilities of automation and process reengineering/ enhancement on the ground where possible.
  • Conduct Cluster governance reviews to ensure effectiveness and robustness of the country’s governance activities and control environment.
  • Assist in the identification and escalation of thematic and horizon risks and the implementation of appropriate controls to mitigate those risks within the Country.  Be the ‘go-to’ person for the business with regards to the escalation of all operational and other risk-related incidents/queries/events that arise within the Country.
  • Ensure the countries under you cluster are always ready to handle any reviews and user understand the risk very well.

Processes:
Risk Identification and Control Effectiveness:

  • Responsible for supporting the unit in the timely identification, assessment, mitigation, reporting and escalation of all identified Operational Risks.
  • Assist in identification of operational risk for new/amended products, projects, regulation, etc. and implementation of appropriate controls to mitigate those risks.
  • Liaise with unit as required to ensure that Residual Risk Acceptance Requests (RRARs) are completed for material risks or control failures identified and passed to Senior Operational Risk Officer (SORO) for review before submission to the relevant approving authorities and tabled at appropriate forums/committees.
  • Assist the unit in the management and implementation of the ORF and other relevant OR-related initiatives, including ensuring proper functioning of embedded and periodic controls.
  • Monitor the implementation, execution, and outcome of the Control Sample Testing (CST) process, results of any Key Risk Indicators (KRIs), and Key Control Indictors (KCIs) to ensure compliance with agreed control standards.
  • Oversee risks in the risk tracking system (EORP) and responsible for ensuring the quality of information being recorded as well as ensuring data accuracy, completeness and timely resolution.
  • Determine effectiveness/ ineffectiveness of defined prevalent controls and control testing through independent validation.
  • Review the ORF results and arrived on the action plan for reducing residual risk rating and mitigating repetitive failure /exceptions.

Loss Reporting and Investigation:

  • Support the unit in minimizing operational losses and issues, and ensure operational losses are investigated to prevent recurrence.
  • Drive the root cause analysis discipline, validate the content before submission and track the treatment plans until closure. Ensure that significant operational losses are escalated with appropriate root cause review completed.
  • Oversee the recording of operational errors that occur within the unit that result in financial losses, gains, near misses, or non-financial damage.
  • Oversee and have a 2nd line view on the unit reconciliation on a monthly basis of all operational losses records in the risk management system versus GL entries to ensure that all losses / recoveries are correct and/or accounted for on both sources.
  • Ensure units have obtained the relevant approvals for losses in line with delegated authorities granted

Risk Management through Standardised MI:

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  • Review, analyse and initiate actions in coordination with the respective unit based on Standard MI e.g. KRI, EMF, Reconciliation Scorecards, ORF Results, etc.
  • Review weekly reports circulated by Central Team on issues and incidents logged in EORP and ensure information on EORP is kept up-to-date.
  • Monitor whether COPMAN Controls adhered to, review the type of exceptions and analyse with the team.
  • Monitor/review COPMAN Controls through spot checks – management of exceptions and feedback to line managers.

People and Talent:

  • Support Cluster, Trade Business Risk to develop and embed a high-performance culture and organisational mindset to effectively embed policies and procedures in cluster.
  • Support the units by developing OR awareness in respective areas of work and adherence with the highest standards of ethics, and compliance with relevant policies, processes and regulations among employees’ form part of the culture
  • Be the source of reference within the operation unit in facilitating / promoting the understanding of Risk Management and Operational Risk Frameworks.
  • Identify knowledge gaps, facilitate development of training material, and arrange relevant trainings on Operational Risk.
  • Lead through example and build the appropriate culture and values. Sets appropriate tone and expectations for the team and work in collaboration with risk and control partners.
  • Lead and support a change in mindset, building a culture of client centricity, agility, and accountability through standardised metrics and measurement.

Risk Management:
The Risk Manager/ Senior Manager must at all times focus on the operation units’ controls, governance and supervision and support the Cluster Head Trade Business Risk through:

  • Ensuring that all material operational risks are identified, assessed, mitigated, monitored and reported to relevant governance forums
  • Developing control enhancements to ensure that any known risks are controlled within acceptable boundaries and consistent standards.
  • Becoming the go-to person for the unit for all operational risk related incidents / queries / events that arise/ policy & procedure guidance.
  • Coordinating with stakeholders in the country and with other Operational Risk Managers to increase transparency and share key learnings and best practice.
  • Proactively engaging and collaboratively working with the 2nd line OR team and BORMs to identify control weaknesses, improve processes and develop self-assessment checks.
  • Ensuring compliance with policies applicable to operation units which impact operational risk; focus on Regulations, regulatory compliance and associated operational risks.
  • Challenging processes, procedures and policies which are inefficient, ineffective, and can be improved upon
  • Carrying regular dialogue with audit team to be informed of results of reviews and audit activity
See Also: Wema Bank Plc Vacancies for Environmental, Social & Governance Analyst / Manager

Governance:
Audits and Reviews:

  • Support the SPOC for various internal / external audits / reviews and liaise with various stakeholders to ensure timely and accurate information is provided.
  • Responsible for tracking actions against audits and peer reviews and reporting the status of these actions periodically to the appropriate governance forums. Keep audit informed of progress and ensure timely submission of action plan and issue closure pack.
  • Responsible for tracking the issues raised from internal reviews and follow-through to resolution.
  • Own and drive the audit round-up and audit ripple frameworks. Identify cross-border issues, agree the treatment plan and track closure.
  • Whilst the primary responsibility for every audit will still remain with the Unit Head, Trade Business Risk will be expected to play a critical role of supporting the unit in preparation of GIA. ROFs and quality of management response are discussed with Trade Business Risk to ensure that the findings are factually correct and the agreed action plans, along with target dates, are reasonable and achievable.
  • Support Business and Operational Heads within the Country in developing high levels of front to back risk awareness and ownership across the business.
  • This is for all risk types aligned to the Trade business. Provide structured guidance towards improving MCA ratings in the country and drive first line ownership of risk to ensure teams understand the key risks, how they manifest in our controls / processes and how the controls are implemented and managed.

Risk Governance Representation and Preparation of Risk Packs:

  • Provide support to Cluster Head Trade Business Risk on operation related items presented in BORFs, CNFRC, or any other risk forums/ committee – where necessary.

External Focus and Regulatory Compliance:

  • In coordination with the SORO / Compliance / Business, review new/revised regulations and help implement new control measures and / or develop relevant and risk-based self-assessment checks for implementation in the business.
  • Provide an oversight over any dispensations obtained/granted and ensure these are kept up-to-date.

Global Sourcing & Vendor Management:

  • Provide an oversight over the central repository of all contracts and ensure it is kept up-to-date for all third-party engagements.
  • Support the unit to ensure compliance with the related policies and standards. Alert the Cluster Trade Business Risk of any adverse or material developments in the arrangements.
  • Provide an oversight over any dispensations obtained/granted and ensure these are kept up-to-date.

EUC Management (Technology only):

  • Ensure Group policy is well circulated and socialized.
  • Provide an oversight over the central repository of EUC register and ensure that exceptions are escalated to the respective EUC owners and tracked till closure.
  • Support the Cluster Head of Trade in assessing any dispensation requests.
  • Provide an oversight over any dispensations obtained/granted and ensure these are kept up-to-date.

Regulatory & Business Conduct:

  • Display exemplary conduct and live by the Group’s Values and Code of Conduct.
  • Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
  • Lead the Operation unit to achieve the outcomes set out in the Bank’s Conduct Principles: [Fair Outcomes for Clients; Effective; Financial Crime Compliance; The Right Environment, Effective Governance, Robust Infrastructure, etc.], as applicable.
  • Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
  • Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association (or equivalent), as applicable.
  • Create a climate where risk issues are surfaced without fear and resolved as part of our culture.

Key Stakeholders:
Internal:

  • Operational Risk Management Team
  • Regulatory and Business Compliance Team
  • GIA Team
  • Operations Unit Heads
  • GBS counterparts
  • Group Risk and Control teams
  • Supply Chain Management Team
  • Global / Regional/Cluster Trade COO
  • Global/Regional/Cluster Head Trade Business Risk.
Check Also: Career Employment Opportunities at National Agency for the Control of AIDS

External:

  • Auditors
  • Regulators and other government departments/officials

Our Ideal Candidate

  • University Degree from an accredited institution
  • Operational Risk / Risk Management/ Compliance certification preferred

Role Specific Technical Competencies:

  • Operational Risk – Advanced
  • Information Security – Core
  • Data Management – Core
  • Product and Processes – Core
  • Business Partnering – Core.

Application Closing Date
16th November, 2022 (12:59:00 AM).

Method of Application
Interested and qualified candidates should:
Click here to apply online

 

 

Job Title: Executive Assistant, Transaction Banking

Job ID: 2200027360
Location: Victoria Island, Lagos
Schedule: Full-time
Job: Transaction Banking
Employee Status: Permanent

The Role Responsibilities
Specific Responsibilities:

  • Organising the Head of Transaction Banking and Transaction Banking Team’s Schedules:
    • Co-ordinate Head of Transaction Banking’s schedules and Transaction Banking team departmental functions: Meetings, trainings, conferences, webinars and group visits
    • Planning and scheduling meetings and managing appointments
    • Co-ordinating travel engagements and guest arrangements
    • Maintenance of various administrative elements: Org Charts, Trackers, etc
  • Business Performance:
    • Participate in articulating Transaction Banking’s business strategy
    • Analysis of Revenues and Returns for Products
    • Preparation of performance presentations for various stakeholders
    • Tracking performance to budget and identifying risks and opportunities to delivering the targeted business performance
    • Analyse and report on the Transaction Banking deal pipeline
    • Co-ordinate accurate forecast submissions within appropriate timelines
    • Ensure accurate and timely data input quality on all group reporting systems i.e Workbench, Peoplesoft, SQL, Tableau etc
  • Business Administration:
    • Organise purchase and maintenance of office supplies and oversee expenses for the Transaction Banking team
    • Prepare advances, reconciliations, and claims for the Transaction Banking team
    • Co-ordinate staff training programmes, initiatives and leave plans
    • Engage relevant stakeholders in reconciling the TB costs in alignment with the Cost agenda
    • Liaising with TB West Africa Team and stakeholders – CCIB, Segment and Product heads, Tech & Ops, BORMs/UORMs in relation to the TB Agenda
    • Tracking, registering, and maintaining database of regulatory directives/circulars
  • Risk Report: Assist with the coordination and reporting of the Transaction Banking Cluster Forum.
  • Any other activity as required by the Group or Region to be delivered to support the Transaction Banking Head’s targets and the Transaction Banking teams’ deliverables from time to time.

Risk Management:

  • The ability to interpret the Group’s financial information, identify key issues based on this information and put in place appropriate controls and measures

Governance:

  • Awareness and understanding of the regulatory framework in which the Group operates, and the regulatory requirements and expectations relevant to the role.

Regulatory & Business Conduct:

  • Display exemplary conduct and live by the Group’s Values and Code of Conduct.
  • Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
  • Work with the Transaction Banking team to achieve the outcomes set out in the Bank’s Conduct Principles, Fair outcomes for clients, Effective Operation of Financial Markets, Financial Crime prevention and The Right Environment
  • Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Also See: New Job Openings in a Well Established Pharmaceutical Marketing Company

Anti-money Laundering:

  • Ensure compliance with all client due diligence (CDD), Anti-money Laundering (AML) and sanctions policies and procedures

Key Stakeholders:

  • Africa and Middle East Transaction Banking Team (Segment/Business/Product/Sales Heads, Transaction Banking Sales, Product, Implementation, Business Risk, Corporate Service Manager etc)
  • West Africa Business Partners (Finance, HR, etc)
  • West Africa CCIB Client coverage teams

Other Responsibilities:

  • Embeds “Here for good” and Group’s brand and values,
  • Performs other responsibilities assigned under Group, Country, Business or Functional policies and procedures.
  • Act as a role model, behaving with integrity and demonstrating exemplary conduct
  • Ensure effective communication of activity expectation and provide quality feedback as required/appropriate
  • Ensure the team is updated on performance and business expectations
  • Responsible to the sales managers for all around activity/sales performance/compliance of the area team
  • An excellent working knowledge of a wide range of financial products available in the market and competitor product placing and strategies

Role Specific Technical Skills and Competencies

  • High proficiency level in the Microsoft Office suites (Excel, PowerPoint etc)
  • Good Analytical and Presentation skills
  • Ability to work within a team environment and own an initiative in pursuit of business objectives

Benefits

  • In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
  • Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
  • Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
  • Flexible working options based around home and office locations, with flexible working patterns.
  • Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits.
  • A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
  • Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies – everyone feels respected and can realise their full potential.

Application Closing Date
14th November, 2022 (10:59:00 PM).

Method of Application
Interested and qualified candidates should:
Click here to apply online

Recruitment Assessments

  • Some of our roles use assessments to help us understand how suitable you are for the role you’ve applied to.
  • If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

 

 

 

Job Title: Specialist ISO 20022 Support

Job ID: 2200026097
Location: Lagos, Nigeria
Schedule: Full-time
Job: Operations
Employee Status: Permanent

The Role Responsibilities

  • Support the ISO 20022 BAU implementation for both local and cross border payments
  • Liaise with the group Lead for ISO project to ensure Nigeria and other West Africa markets are aligned and ready for implementation and cut over.
  • Stay in tune with CBN requirements on ISO 20022 implementation.

Money Laundering:

  • Remain alert to the risk of money laundering and assist in the Bank’s efforts in combating it by adhering to the key principles in relation to: Identifying your customer, knowing your customer, reporting suspicions, safeguarding records and not disclosing suspicions to customers.
  • To protect both the customers and bank’s interests.

Our Ideal Candidate

  • Degree in a relevant field – Information Technology, Statistics, Engineering, etc.
  • In-depth understanding of payment products and flows.
  • Good knowledge of banking and statutory regulations
  • Strong inter-personal skills to manage clients and stakeholders effectively
  • Ability to analyse and interpret data
  • Advanced Excel and Power point presentation skills
  • Strong communication skills.

Application Closing Date
4th November, 2022 (12:59:00 AM).

Method of Application
Interested and qualified candidates should:
Click here to apply online

 

 

 

Job Title: Executive Principal, Financial Markets Corporate Sales

Job Ref.: 2200027448
Location: Lagos
Schedule: Full-time
Job: Institutional Banking
Employee Status: Permanent

Role Responsibilities

  • Role is a Business / Function Manager. Refer to P3 for overall Budget requirements on client income. There will also be team related responsibilities assisting colleagues/team members to help achieve team and bank-wide objectives.
  • Grow the Financial Markets Sales Franchise across all asset classes for Corporate Sales Content clients across individual clients in Nigeria along with content clients across West Africa, whilst following all regulatory responsibilities.

Strategy:

  • Awareness and understanding of the firm’s business strategy and model appropriate to the role.
  • Manage, maintain and improve assigned existing accounts.
  • Grow the Content Client FM business in Nigeria / West Africa across Corp Sales segment.
  • Management of account coverage, budget and performance to ensure compliance and productivity.
  • Involvement in GAM related activities as well as FAM where applicable.
  • Work closely with Trading, Research, Structuring, Credit, CIB and Risk to drive collaboration and cross-sell within the Corporate client space.
  • Maintain awareness and understanding of the Group’s business strategy and model appropriate to the role.
  • Make our business more efficient.

Business:

  • Achieving assigned full year budget as per annual P3 document for client income from allocated clients. Within this budget, generate specific Financial Markets Product mix as per P3 Document.
  • Ensure the Bank’s clients receive pricing and support, both in terms of trading and market information.
  • Is an individual contributor and supports others.
  • Awareness and understanding of the wider business, economic and market environment in which the firm operates.

Processes:

  • Executing Trades we must follow credit check processes, CA’s, appropriateness and suitability as well as assessing market risk. We must also work within any other limits set against the business.
  • Assess and approve the feasibility and agree a solution for implementation of risk control policies.
  • Responsible for executing the activities within the end-to-end Process in accordance with the process design and control standards.
  • Jointly and severally responsible with the Second Line for risk and control outcomes of the process and any remediation or risk treatment actions in order to remain within risk tolerance.

People and Talent:

  • Lead through example and build the appropriate culture and values.  Set appropriate tone and expectations from their team and work in collaboration with risk and control partners.

Risk Management:

  • Responsible for identifying, assessing, monitoring, controlling and mitigating risks to the firm. Also, an awareness and understanding of the main risks facing the firm and the role the individual plays in managing them.
  • The ability to interpret the firm’s financial information, identify key issues based on this information and put in place appropriate controls and measures.
  • Must be aware of and follow our procedures including Cross-Border, Termsheet, Dodd Frank where applicable, Product Fair pricing, Disclaimers, suitable Marketing Materials as well as any required regulatory qualifications. Must manage EUCs, be aware of Dealing Mandate requirements, FM FO Dealing Handbook, PA account Dealing Principles as well as the Gifts and Entertainment register, New Joiners, Staff transfer/Exit checklists. Must also follow MAR requirements and manage FMSW responsibilities.

Governance:

  • Responsible for assessing the effectiveness of the firm’s arrangements to deliver effective governance, oversight and controls in the business and, if necessary, oversee changes in these areas.
  • Awareness and understanding of the regulatory framework in which the firm operates, and the regulatory requirements and expectations relevant to the role.
  • Responsible for delivering ‘effective governance’; capability to challenge fellow executives effectively; and willingness to work with any local regulators in an open and cooperative manner.

Regulatory and Business Conduct:

  • Display exemplary conduct and live by the Group’s Values and Code of Conduct.
  • Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
  • Work in the Global Subsidiaries Corporate Content Client Franchise to achieve the outcomes set out in the Banks Conduct Principles: Fair Outcomes for Clients; Effective Operation of Financial Markets; Financial Crime Prevention; The Right Environment.
  • Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
  • Follow the rules and regulations of the CBN / PRA.

Key Stakeholders:

  • Global Banking, Global Subsidiaries, Transaction Banking, Risk Credit, Trading, Structuring across West Africa, AME region and Group.

Other Responsibilities:

  • Embed Here for good and Group’s brand and values across the region and demonstrate in daily behavior.
  • Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures.
  • Follow FM Code of Conduct, Compliance Manual, Supervision Principles and Manual as well as FM Market Conduct Compliance Manual.

Requirements

  • Academic or Professional Education / Qualifications: i.e. standards required for roles.
  • Licences and Certifications / accreditations: i.e. internal / externally required.
  • Professional Memberships: i.e. required for roles for continuous development / improvement / awareness of current practices, etc.
  • Bank training: i.e. mandatory and developmental – role specific, and regulatory / compliance bank wide and role specific.
  • Languages: i.e. those required for roles

Role Specific Technical Competencies:

  • Manage Conduct
  • Business  Market Knowledge
  • Sales – Client Pitching
  • Sales – Relationship Management
  • FM – Products – Rates
  • FM – Products – Foreign Exchange
  • FM – Products – Commodities
  • FM – Products – Money Markets.

Application Closing Date
11th November, 2022; 10:59:00 PM

How to Apply
Interested and qualified candidates should:
Click here to apply online

 

 

 

 

Job Title: Credit Analyst

Job ID: 2200026936
Location: Victoria Island, Lagos
Schedule: Full-time
Job: Institutional Banking
Employee Status: Permanent

Strategy

  • To provide insightful, relevant, succinct and timely (see below) credit analysis of a portfolio of SCB’s clients (current or prospective).
  • This includes responsibility for proposing counterparty credit grades via the relevant scorecard, and ongoing monitoring for credit-material events. While the portfolio will be industry / geography specific in focus, the role extends to analysing other clients as may from time to time be required.

Job Description

  • Insightful: Attuned to the needs of two audiences – Client Coverage and Risk – the analysis should provide a forward-looking, focused opinion on the likely development of both business and financial risk elements in their industry / geographic context together with a calibrated articulation of key risks and potential mitigants thereto.
  • Relevant:  As well as a holistic counterparty assessment, analysis should comment on structural elements relevant to SCB’s existing or proposed exposure such as guarantee and security arrangements
  • Succinct: While always providing sufficient granularity to substantiate its conclusions and observations, the analysis should present opinion in as structured and succinct a manner as is practical
  • Timely:  While focused on the prescribed annual review cycle, analysis will also be required where material new exposure is being considered by Client Coverage.  In addition, more summary analysis should be produced and disseminated quickly, where relevant

Additionally, for any BCA submission it will involve the following:

  • Critical review of Environment and Social Risk Assessments, Appropriateness and Suitability Assessments (FM Products);
  • Consistency and coherence review of the Approved Account Plan, Raptor (or equivalent), Client & Group Facility Summary & Structure (including Terms and Conditions)
  • Active partnership with Client Coverage in completion of Risk Profile, Compliance Details, as well as proposed Covenants and Risk Triggers
  • Overall accountability for consistency and coherence of the complete BCA package submitted to Risk will rest with Credit Analysis and is a key element of the strategy.

Business:

  • To partner the team’s two key stakeholder communities, Client Coverage and Risk, supporting the former in developing and executing their client strategies and both in respect of credit analysis-relevant matters.

Processes:

  • Timely drafting of credit analysis as directed by the relevant Team Leader.  Such analysis should be Insightful, Relevant and Succinct (see Strategy) and include the following, inter alia:
  • Discussion of the dynamics and nature of the Client’s industry, including key risk aspects
  • Assessment of the Client’s competitive positioning within its industry
  • Discussion of management strength, experience and track record and corporate governance more broadly
  • Articulation of the Client’s strategy and an assessment of its clarity and associated execution risks
  • Assessment of funding strategy, financial policy, treasury activity (hedging, cash management) and liquidity
  • Development of a current / forward year base forecast performance expectation
  • Assessment of balance sheet strength, alongside cashflow and profitability vulnerability, via ratio analysis and/or stress testing
  • Discussion of other pertinent risk aspects, including country risk, parental and/or governmental linkage/support, relative ranking of indebtedness, Fraud risk
  • Evaluation of risks associated with particular proposed transactions, where required
  • Completion of Group Mandate/BCA Part 1, Part 2, financial analysis/spreads, scorecards
  • Ensure use of appropriate calculator in alignment with Credit Policy for relevant approvals (e.g. Raptor, Group Aggregation Calculator)
  • Complete ESRA (Environment and Social Risk Assessment) Checklist;
  • For Cat 2 lines, complete Financial Markets Appropriateness and GWWR Attribute checklist;
  • For Cat 2 lines, Credit Term Sheet updates based on RM/Risk feedback
  • Supporting business on structuring deals
  • Documentation support on credit aspects and working with IMO on BCA reworks
  • Testing and Monitoring Covenants & Risk Triggers
  • EAR & ASTAR reporting/updates to credit
  • Seek pre-approval endorsements (where applicable)
  • Preparing country specific regulatory check-lists (where applicable)Credit stress testing
  • CCC Certification
  • Preparation of other analysis as directed by the relevant Team Leader, such as Industry specific reviews, portfolio reviews, assessments of new prospects etc.

People and Talent:

  • Support CA Head and others in the team on ad hoc projects, strategic initiatives and exercises aimed at improving or enhancing the team’s activities
  • Continually strive to share key relevant knowledge and learnings with others across the team
  • Provide credit specific coaching to newer or less experienced members of the team
  • Provide credit specific coaching to newer or less experienced members of the team
  • Provide strong leadership to CA team ensuring independent, quality and timely credit analysis
  • Manage team capacity catering to cyclical workloads – ensure timeliness by proactively planning capacity catering to cyclical demands and peak periods
  • Develop training plans for team including induction pack for new joiners
  • Support Business in the on ad hoc projects and strategic initiatives
  • Monitor metrics and demonstrate quality and timeliness on credit work.

Risk Management:
In respect of Clients where the role-holder is assigned as analyst:

  • Proactive monitoring of key entity or industry wide events and/or developments, as well as of covenants and risk triggers where applicable
  • Partnering Relationship Managers in pursuing their client strategies through proactive idea generation, support in preparing materials for client discussion and through ensuring they are always fully briefed on key risk aspects
  • Partnering Risk through clear presentation of credit analysis and proposed credit grading, as well as through proactive and considered discussion of key risk aspects
  • Accompanying Relationship Managers on client visits, as part of general due diligence in respect of credit analysis
  • Acting as a broader point of expertise in respect of credit aspects with Product and others across SCB
  • Coordinate and conduct Stress Tests and portfolio review exercises for periodic check on the health of the portfolio
  • Preparation of other analysis, such as Industry specific reviews, portfolio reviews, etc.

Governance:

  • Maintaining integrity in analysis at all times is critical. This includes frequent and iterative discussion with both Client Coverage and Risk around draft analysis, key sector / geographic trends, as well as discussion of covenants, risk triggers and the like.  It involves proactive idea generation and discussion with Client Coverage around potential business opportunities for SCB, assisting both Client Coverage and Risk around transaction structuring and execution, where relevant, and identifying and alerting stakeholders of emerging risk aspects on a continuous basis.
  • Manage the credit change process globally across teams when credit policy changes are enacted, analyze gaps and propose solutions that optimize execution
  • Coordinate regional / global efforts to ensure compliance with BCA/GM renewal policies, CaRT and other credit administration processes
  • Ensure zero BCA/credit review over dues and work to minimize extensions
  • Take end-to-end ownership of Compliance with Service Level Agreements between CoE and spoke countries (where applicable), specially with regards to performance under these SLAs. Conduct regular review meetings with spoke countries to discuss feedback regarding the CoE’s performance & formally minute these meetings

Regulatory & Business Conduct:

  • Display exemplary conduct and live by the Group’s Values and Code of Conduct.
  • Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
  • Lead to achieve the outcomes set out in the Bank’s Conduct Principles
  • Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
  • Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association

Key Stakeholders:
Internal Relationships:

  • GAMs, RAMs, FAMs
  • Risk
  • Product partners
  • CDD, where relevant
  • Legal, Audit and Compliance, where relevant
  • Physical Commodity Operations, where relevant.

External Relationships:

  • Clients
  • Rating Agencies
  • Market Data Services providers

Requirements

  • Candidates should possess relevant qualifications.

Role Specific Technical Competencies:

  • Financial Statement Analysis – Advanced
  • Credit Analysis and Verification – Advanced
  • Risk Management – Internal Controls (SIF) and C&I Credit Risk – Advanced
  • Knowledge of Customers – Advanced
  • Addressing Customer Needs – Products and Processes – Advanced
  • Analytical Thinking – Advanced
  • Industry Knowledge – Advanced
  • Problem Management Process – Advanced
  • Account Management – Advanced.

Application Closing Date
3rd November, 2022 (12:59:00 AM).

Method of Application
Interested and qualified candidates should:
Click here to apply online

PLEASE NOTE:

  • We do not charge any application, processing, training, interviewing, testing or other fee in connection with the application or recruitment process. Should you receive a solicitation for the payment of a fee, please disregard it. Furthermore, please note that emblems, logos, names and addresses are easily copied and reproduced. Therefore, you are advised to apply particular care when submitting personal information on the web
  •  We are an equal opportunity employer and value diversity inclusion. We do not discriminate on grounds of colour, race, nationality, religion, age, ethnic origin, disability, gender, marital status, or sexual orientation in our employment practices
  •  Our people are all equally gifted in unique ways: we come from diverse traditions, personal experiences and points of view. And we want to include yours, Are you ready to inspire us with your ideas?
  • We encourage all applicants to apply and does not practice any discrimination in any recruitment process.
  • Applications submitted after the deadline will not be considered.
  • Due to the urgency of the position, we have the right to recruit a candidate who matches the required profile before the above deadline
  • Only qualified candidates will be invited for interview
See Also: INEC Online 2022/2023 Recruitment OF AD-HOC Staff | How to Apply

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Important Notice

  • The above statements are intended to describe the general nature and level of work to be performed by people assigned to it.
  • They are not to be construed as an exhaustive list of all responsibilities, duties and skills required of personnel so classified.
  • All personnel may be required to perform other responsibilities in addition to those specified from time to time, as needed.
  • We do not charge any application, processing, training, interviewing, testing or other fee in connection with the application or recruitment process. Should you receive a solicitation for the payment of a fee, please disregard it.
  • Furthermore, please note that emblems, logos, names and addresses are easily copied and reproduced. Therefore, you are advised to apply particular care when submitting personal information on the web.
  • We are an equal opportunity employer and value diversity inclusion. We do not discriminate on grounds of colour, race, nationality, religion, age, ethnic origin, disability, gender, marital status, or sexual orientation in our employment practices
  • Our people are all equally gifted in unique ways: we come from diverse traditions, personal experiences and points of view. And we want to include yours, Are you ready to inspire us with your ideas?
  • We encourage all applicants to apply and does not practice any discrimination in any recruitment process.
  • Applications submitted after the deadline will not be considered.
  • Due to the urgency of the position, we have the right to recruit a candidate who matches the required profile before the above deadline
  • Only qualified candidates will be invited for interview
Recommended: Ongoing Massive Recruitment for Academic & Non-Academic Staff at the University of Ibadan

Please Note: 

  • PINNACLE REPORT Is A Nigeria Online Media Platform, That share daily updates on available Jobs, vacancies, local and international scholarships, Government/international organization loans and grants.
  • we can not assist any applicant secure a job, loan, grant or scholarship. We only share the information for interested persons to apply.
  • Our admins will never call any applicant requesting for payment of my kind or request for any OTP code. Our services are absolutely free of charge. Beware of fraudsters
See also  Latest Career Opportunities at the Lagos University Teaching Hospital (LUTH)

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