Standard Bank is a firm believer in technical innovation, to help us guarantee exceptional client service and leading edge financial solutions. Our growing global success reflects our commitment to the latest solutions, the best people, and a uniquely flexible and vibrant working culture. To help us drive our success into the future, we are looking for resourceful individuals to join our dedicated team at our offices.
We are recruiting to fill the positions below:
Job Title: Personal Banker
Job ID: 60261
Location: Lagos Mainland, Lagos
Job Sector: Banking
Work Arrangement: Fully Office Based
Job Purpose
- Proactively promote a relationship-based offering through operating as a dedicated and primary point of contact for customer in the branch, providing banking solutions which meet the customer’s needs in accordance with each of personal banking segment’s value proposition.
- Provide an efficient personal banking service and support to a portfolio of branch based clients across the Gold, Silver and blue segments.
- Achievement of expansion, cost management and customer retention targets through a proactive call plan and active cross selling.
- Provide customers at the branch with basic day – to – day services.
Key Responsibilities / Accountabilities
- Retain customers (Blue, Silver and Gold) as per the criteria outlined in the segment value proposition and reflected by the Country segment strategy.
- Liaise effectively with the sales team to ensure seamless transfer of clients after sale has been concluded to relationship management.
- Pro-actively identify cross-sell opportunities within own portfolio of customers to maximise life cycle opportunities. Be guided by the segment value proposition and sales targets as to what the priority products are both from a bank and customer perspective.
- Conduct a needs analysis with all new and existing customers to ensure that product opportunities identified are appropriate to meet the customer’s needs and priorities.
- Conduct a comprehensive calling/contact management programme for all customers aligned with the cost to serve proposition.
- Pro-actively manage the portfolio to maximise revenue for the Bank (referring to fees, margins and sales), minimise costs and risks, whilst maintaining and entrenching the customer’s relationship with the Bank appropriately.
- Ensure that the Customer is central to the entire life cycle approach of maximising sustainable value add to both the Customer and the Bank.
- Establish, build and strengthen relationships with customers, based on mutual respect, to retain customers and gain word-of-mouth referrals.
- Place equal emphasis on liability generating (non-borrowing) and borrowing customers.
- Commitment to Service excellence and superior service delivery aligned to SLA’s and turnaround time commitments.
- Ensure that customers are appropriately educated regarding the value of using self-service channels (Internet Banking, ATMs & Mobile Banking) to empower customers and minimise adhoc service requests. Assist with migration to facilitate the migration of customers to self-service channels where appropriate.
- Ensure that customers are well informed with regards to lending application processes (e.g. vehicle finance, home loans, overdraft, credit card, personal loans, etc), credit maintenance processes (e.g. annual reviews) and account conduct expectations (e.g. minimum account balances, provision for debit orders and cheque payments, etc).Clearly and transparently inform customers of contract/account terms and conditions, fees, rates and commissions where applicable. Be prepared to articulate the value added if challenged on pricing. Ensure that qualifying customers (as defined by the Country segment value proposition) are timeously migrated into the correct segment.
- Retain ownership of customer requests, complaints and applications – follow every task through to completion keeping the customer updated on progress.
- Generate and pass on leads. Follow up to ensure that the customer is satisfied with the service received. Interact and build strong working relationships with Business Banking and CIB colleagues to entrench the holistic customer relationship with the bank. Interact frequently and build strong working relationships with enabler and fulfilment functions (including credit specialists, product specialists and wealth specialists) to shorten turnaround times.
- Manage credit and operational risks in accordance with laid down policies and procedures.
- Take accountability for credit management of portfolio, including the completion of referral reports, taking action regarding exception reports to eliminate accounts in excess, ensure that all accounts have limits and that reviews occur timeously.
- Establish and build knowledge and understanding of product and credit application processes to eliminate reworking and ensure acceptable turnaround times for customers.
- Maintain proper records (filing, update customer records on bank system, etc).Ensure data integrity on the banking software.
- Attend to all correspondence relating to the portfolio, including e-mails, phone calls, messages, documentation, faxes, queries and complaints, etc.
- Appropriate Monitor initial activation and usage of transaction accounts and proactively take steps to mitigate dormancy.
- Follow proper procedures when closing accounts, including the recovery of outstanding funds/fees and retention of chequebooks/cards.
- Cooperate and work effectively with others in pursuit of team goals by sharing information, providing support, showing care and being considerate of other team members.
Key performance measures:
- Portfolio/balance sheet growth
- Sales performance (meeting and exceeding of targets as per scorecard and dashboard).
- Financial performance (growth in customer and portfolio revenue through retention, acquisition and increased cross-sell).
- Planning and management of customer calling program.
- Minimal non-performing loans, accounts in excess, unlimitised accounts, overdue reviews and credit application rework.
- Service quality measured by customer satisfaction surveys.
- Compliance, routine control & audit reports
- Harmonious relationships with sales team, other branch staff, HNI team and support staff.
- Behaviours/Attitude.
Success factors:
- High score on accreditation exam
- Value targets achieved/exceeded
- Continuous referrals from existing customers in portfolio
- High cross-sell ratios at a customer and portfolio level
- Minimal customer attrition – high level of portfolio growth plus low dormancy rates
- Minimal non-performing loans, accounts in excess, overdue reviews and credit application reworks
- Increase in market share
- High score on CEBS.
Minimum Qualification and Experience
Qualifications:
- First Degree (minimum of 2.2)
- Relevant business/financial qualification.
Experience:
- 0-2 years banking experience, preferably interfacing with customers.
- Strong relationship management background.
- Experienced in upholding the highest levels of service.
- Experience in completing credit applications successfully.
Interested and qualified candidates should:
Click here to apply
Job Title: Personal Banker
Job ID: 60262
Location: Lagos Island, Lagos
Job Sector: Banking
Work Arrangement: Fully Office Based
Job Purpose
- Proactively promote a relationship-based offering through operating as a dedicated and primary point of contact for customer in the branch, providing banking solutions which meet the customer’s needs in accordance with each of personal banking segment’s value proposition.
- Provide an efficient personal banking service and support to a portfolio of branch based clients across the Gold, Silver and blue segments.
- Achievement of expansion, cost management and customer retention targets through a proactive call plan and active cross selling.
- Provide customers at the branch with basic day – to – day services.
Key Responsibilities / Accountabilities
- Retain customers (Blue, Silver and Gold) as per the criteria outlined in the segment value proposition and reflected by the Country segment strategy.
- Liaise effectively with the sales team to ensure seamless transfer of clients after sale has been concluded to relationship management.
- Pro-actively identify cross-sell opportunities within own portfolio of customers to maximise life cycle opportunities. Be guided by the segment value proposition and sales targets as to what the priority products are both from a bank and customer perspective.
- Conduct a needs analysis with all new and existing customers to ensure that product opportunities identified are appropriate to meet the customer’s needs and priorities.
- Conduct a comprehensive calling/contact management programme for all customers aligned with the cost to serve proposition.
- Pro-actively manage the portfolio to maximise revenue for the Bank (referring to fees, margins and sales), minimise costs and risks, whilst maintaining and entrenching the customer’s relationship with the Bank appropriately.
- Ensure that the Customer is central to the entire life cycle approach of maximising sustainable value add to both the Customer and the Bank.
- Establish, build and strengthen relationships with customers, based on mutual respect, to retain customers and gain word-of-mouth referrals.
- Place equal emphasis on liability generating (non-borrowing) and borrowing customers.
- Commitment to Service excellence and superior service delivery aligned to SLA’s and turnaround time commitments.
- Ensure that customers are appropriately educated regarding the value of using self-service channels (Internet Banking, ATMs & Mobile Banking) to empower customers and minimise adhoc service requests. Assist with migration to facilitate the migration of customers to self-service channels where appropriate.
- Ensure that customers are well informed with regards to lending application processes (e.g. vehicle finance, home loans, overdraft, credit card, personal loans, etc), credit maintenance processes (e.g. annual reviews) and account conduct expectations (e.g. minimum account balances, provision for debit orders and cheque payments, etc).Clearly and transparently inform customers of contract/account terms and conditions, fees, rates and commissions where applicable. Be prepared to articulate the value added if challenged on pricing. Ensure that qualifying customers (as defined by the Country segment value proposition) are timeously migrated into the correct segment.
- Retain ownership of customer requests, complaints and applications – follow every task through to completion keeping the customer updated on progress.
- Generate and pass on leads. Follow up to ensure that the customer is satisfied with the service received. Interact and build strong working relationships with Business Banking and CIB colleagues to entrench the holistic customer relationship with the bank. Interact frequently and build strong working relationships with enabler and fulfilment functions (including credit specialists, product specialists and wealth specialists) to shorten turnaround times.
- Manage credit and operational risks in accordance with laid down policies and procedures.
- Take accountability for credit management of portfolio, including the completion of referral reports, taking action regarding exception reports to eliminate accounts in excess, ensure that all accounts have limits and that reviews occur timeously.
- Establish and build knowledge and understanding of product and credit application processes to eliminate reworking and ensure acceptable turnaround times for customers.
- Maintain proper records (filing, update customer records on bank system, etc).Ensure data integrity on the banking software.
- Attend to all correspondence relating to the portfolio, including e-mails, phone calls, messages, documentation, faxes, queries and complaints, etc.
- Appropriate Monitor initial activation and usage of transaction accounts and proactively take steps to mitigate dormancy.
- Follow proper procedures when closing accounts, including the recovery of outstanding funds/fees and retention of chequebooks/cards.
- Cooperate and work effectively with others in pursuit of team goals by sharing information, providing support, showing care and being considerate of other team members.
Key performance measures:
- Portfolio/balance sheet growth
- Sales performance (meeting and exceeding of targets as per scorecard and dashboard).
- Financial performance (growth in customer and portfolio revenue through retention, acquisition and increased cross-sell).
- Planning and management of customer calling program.
- Minimal non-performing loans, accounts in excess, unlimitised accounts, overdue reviews and credit application rework.
- Service quality measured by customer satisfaction surveys.
- Compliance, routine control & audit reports
- Harmonious relationships with sales team, other branch staff, HNI team and support staff.
- Behaviours/Attitude.
Success factors:
- High score on accreditation exam
- Value targets achieved/exceeded
- Continuous referrals from existing customers in portfolio
- High cross-sell ratios at a customer and portfolio level
- Minimal customer attrition – high level of portfolio growth plus low dormancy rates
- Minimal non-performing loans, accounts in excess, overdue reviews and credit application reworks
- Increase in market share
- High score on CEBS.
Minimum Qualification and Experience
Qualifications:
- First Degree (minimum of 2.2)
- Relevant business/financial qualification.
Experience:
- 0-2 years banking experience, preferably interfacing with customers.
- Strong relationship management background.
- Experienced in upholding the highest levels of service.
- Experience in completing credit applications successfully.
Interested and qualified candidates should:
Click here to apply
Job Title: Personal Banker, North West / North Central / North East
Job ID: 60263
Location: Abuja
Job Sector: Banking
Work Arrangement: Fully Office Based
Job Purpose
- Proactively promote a relationship-based offering through operating as a dedicated and primary point of contact for customer in the branch, providing banking solutions which meet the customer’s needs in accordance with each of personal banking segment’s value proposition.
- Provide an efficient personal banking service and support to a portfolio of branch based clients across the Gold, Silver and blue segments.
- Achievement of expansion, cost management and customer retention targets through a proactive call plan and active cross selling.
- Provide customers at the branch with basic day – to – day services.
Key Responsibilities / Accountabilities
- Retain customers (Blue, Silver and Gold) as per the criteria outlined in the segment value proposition and reflected by the Country segment strategy.
- Liaise effectively with the sales team to ensure seamless transfer of clients after sale has been concluded to relationship management.
- Pro-actively identify cross-sell opportunities within own portfolio of customers to maximise life cycle opportunities. Be guided by the segment value proposition and sales targets as to what the priority products are both from a bank and customer perspective.
- Conduct a needs analysis with all new and existing customers to ensure that product opportunities identified are appropriate to meet the customer’s needs and priorities.
- Conduct a comprehensive calling/contact management programme for all customers aligned with the cost to serve proposition.
- Pro-actively manage the portfolio to maximise revenue for the Bank (referring to fees, margins and sales), minimise costs and risks, whilst maintaining and entrenching the customer’s relationship with the Bank appropriately.
- Ensure that the Customer is central to the entire life cycle approach of maximising sustainable value add to both the Customer and the Bank.
- Establish, build and strengthen relationships with customers, based on mutual respect, to retain customers and gain word-of-mouth referrals.
- Place equal emphasis on liability generating (non-borrowing) and borrowing customers.
- Commitment to Service excellence and superior service delivery aligned to SLA’s and turnaround time commitments.
- Ensure that customers are appropriately educated regarding the value of using self-service channels (Internet Banking, ATMs & Mobile Banking) to empower customers and minimise adhoc service requests. Assist with migration to facilitate the migration of customers to self-service channels where appropriate.
- Ensure that customers are well informed with regards to lending application processes (e.g. vehicle finance, home loans, overdraft, credit card, personal loans, etc), credit maintenance processes (e.g. annual reviews) and account conduct expectations (e.g. minimum account balances, provision for debit orders and cheque payments, etc).Clearly and transparently inform customers of contract/account terms and conditions, fees, rates and commissions where applicable. Be prepared to articulate the value added if challenged on pricing. Ensure that qualifying customers (as defined by the Country segment value proposition) are timeously migrated into the correct segment.
- Retain ownership of customer requests, complaints and applications – follow every task through to completion keeping the customer updated on progress.
- Generate and pass on leads. Follow up to ensure that the customer is satisfied with the service received. Interact and build strong working relationships with Business Banking and CIB colleagues to entrench the holistic customer relationship with the bank. Interact frequently and build strong working relationships with enabler and fulfilment functions (including credit specialists, product specialists and wealth specialists) to shorten turnaround times.
- Manage credit and operational risks in accordance with laid down policies and procedures.
- Take accountability for credit management of portfolio, including the completion of referral reports, taking action regarding exception reports to eliminate accounts in excess, ensure that all accounts have limits and that reviews occur timeously.
- Establish and build knowledge and understanding of product and credit application processes to eliminate reworking and ensure acceptable turnaround times for customers.
- Maintain proper records (filing, update customer records on bank system, etc).Ensure data integrity on the banking software.
- Attend to all correspondence relating to the portfolio, including e-mails, phone calls, messages, documentation, faxes, queries and complaints, etc.
- Appropriate Monitor initial activation and usage of transaction accounts and proactively take steps to mitigate dormancy.
- Follow proper procedures when closing accounts, including the recovery of outstanding funds/fees and retention of chequebooks/cards.
- Cooperate and work effectively with others in pursuit of team goals by sharing information, providing support, showing care and being considerate of other team members.
Key performance measures:
- Portfolio/balance sheet growth
- Sales performance (meeting and exceeding of targets as per scorecard and dashboard).
- Financial performance (growth in customer and portfolio revenue through retention, acquisition and increased cross-sell).
- Planning and management of customer calling program.
- Minimal non-performing loans, accounts in excess, unlimitised accounts, overdue reviews and credit application rework.
- Service quality measured by customer satisfaction surveys.
- Compliance, routine control & audit reports
- Harmonious relationships with sales team, other branch staff, HNI team and support staff.
- Behaviours/Attitude.
Success factors:
- High score on accreditation exam
- Value targets achieved/exceeded
- Continuous referrals from existing customers in portfolio
- High cross-sell ratios at a customer and portfolio level
- Minimal customer attrition – high level of portfolio growth plus low dormancy rates
- Minimal non-performing loans, accounts in excess, overdue reviews and credit application reworks
- Increase in market share
- High score on CEBS.
Minimum Qualification and Experience
Qualifications:
- First Degree (minimum of 2.2)
- Relevant business/financial qualification.
Experience:
- 0-2 years banking experience, preferably interfacing with customers.
- Strong relationship management background.
- Experienced in upholding the highest levels of service.
- Experience in completing credit applications successfully.
Interested and qualified candidates should:
Click here to apply
Job Title: Personal Banker, South West
Job ID: 60264
Location: Oyo
Job Sector: Banking
Work Arrangement: Fully Office Based
Job Purpose
- Proactively promote a relationship-based offering through operating as a dedicated and primary point of contact for customer in the branch, providing banking solutions which meet the customer’s needs in accordance with each of personal banking segment’s value proposition.
- Provide an efficient personal banking service and support to a portfolio of branch based clients across the Gold, Silver and blue segments.
- Achievement of expansion, cost management and customer retention targets through a proactive call plan and active cross selling.
- Provide customers at the branch with basic day – to – day services.
Key Responsibilities / Accountabilities
- Retain customers (Blue, Silver and Gold) as per the criteria outlined in the segment value proposition and reflected by the Country segment strategy.
- Liaise effectively with the sales team to ensure seamless transfer of clients after sale has been concluded to relationship management.
- Pro-actively identify cross-sell opportunities within own portfolio of customers to maximise life cycle opportunities. Be guided by the segment value proposition and sales targets as to what the priority products are both from a bank and customer perspective.
- Conduct a needs analysis with all new and existing customers to ensure that product opportunities identified are appropriate to meet the customer’s needs and priorities.
- Conduct a comprehensive calling/contact management programme for all customers aligned with the cost to serve proposition.
- Pro-actively manage the portfolio to maximise revenue for the Bank (referring to fees, margins and sales), minimise costs and risks, whilst maintaining and entrenching the customer’s relationship with the Bank appropriately.
- Ensure that the Customer is central to the entire life cycle approach of maximising sustainable value add to both the Customer and the Bank.
- Establish, build and strengthen relationships with customers, based on mutual respect, to retain customers and gain word-of-mouth referrals.
- Place equal emphasis on liability generating (non-borrowing) and borrowing customers.
- Commitment to Service excellence and superior service delivery aligned to SLA’s and turnaround time commitments.
- Ensure that customers are appropriately educated regarding the value of using self-service channels (Internet Banking, ATMs & Mobile Banking) to empower customers and minimise adhoc service requests. Assist with migration to facilitate the migration of customers to self-service channels where appropriate.
- Ensure that customers are well informed with regards to lending application processes (e.g. vehicle finance, home loans, overdraft, credit card, personal loans, etc), credit maintenance processes (e.g. annual reviews) and account conduct expectations (e.g. minimum account balances, provision for debit orders and cheque payments, etc).Clearly and transparently inform customers of contract/account terms and conditions, fees, rates and commissions where applicable. Be prepared to articulate the value added if challenged on pricing. Ensure that qualifying customers (as defined by the Country segment value proposition) are timeously migrated into the correct segment.
- Retain ownership of customer requests, complaints and applications – follow every task through to completion keeping the customer updated on progress.
- Generate and pass on leads. Follow up to ensure that the customer is satisfied with the service received. Interact and build strong working relationships with Business Banking and CIB colleagues to entrench the holistic customer relationship with the bank. Interact frequently and build strong working relationships with enabler and fulfilment functions (including credit specialists, product specialists and wealth specialists) to shorten turnaround times.
- Manage credit and operational risks in accordance with laid down policies and procedures.
- Take accountability for credit management of portfolio, including the completion of referral reports, taking action regarding exception reports to eliminate accounts in excess, ensure that all accounts have limits and that reviews occur timeously.
- Establish and build knowledge and understanding of product and credit application processes to eliminate reworking and ensure acceptable turnaround times for customers.
- Maintain proper records (filing, update customer records on bank system, etc).Ensure data integrity on the banking software.
- Attend to all correspondence relating to the portfolio, including e-mails, phone calls, messages, documentation, faxes, queries and complaints, etc.
- Appropriate Monitor initial activation and usage of transaction accounts and proactively take steps to mitigate dormancy.
- Follow proper procedures when closing accounts, including the recovery of outstanding funds/fees and retention of chequebooks/cards.
- Cooperate and work effectively with others in pursuit of team goals by sharing information, providing support, showing care and being considerate of other team members.
Key performance measures:
- Portfolio/balance sheet growth
- Sales performance (meeting and exceeding of targets as per scorecard and dashboard).
- Financial performance (growth in customer and portfolio revenue through retention, acquisition and increased cross-sell).
- Planning and management of customer calling program.
- Minimal non-performing loans, accounts in excess, unlimitised accounts, overdue reviews and credit application rework.
- Service quality measured by customer satisfaction surveys.
- Compliance, routine control & audit reports
- Harmonious relationships with sales team, other branch staff, HNI team and support staff.
- Behaviours/Attitude.
Success factors:
- High score on accreditation exam
- Value targets achieved/exceeded
- Continuous referrals from existing customers in portfolio
- High cross-sell ratios at a customer and portfolio level
- Minimal customer attrition – high level of portfolio growth plus low dormancy rates
- Minimal non-performing loans, accounts in excess, overdue reviews and credit application reworks
- Increase in market share
- High score on CEBS.
Minimum Qualification and Experience
Qualifications:
- First Degree (minimum of 2.2)
- Relevant business/financial qualification.
Experience:
- 0-2 years banking experience, preferably interfacing with customers.
- Strong relationship management background.
- Experienced in upholding the highest levels of service.
- Experience in completing credit applications successfully.
Interested and qualified candidates should:
Click here to apply
Scholarships you may like to Apply:
UNSW Sydney Academic Scholarships for International Students
University of New Heaven Presidential Scholarships for International Students
Shell Career Training Program in Reservoir Engineering
Tiger Brands Young Talent Opportunities for Young South Africans
International Excellence Scholarship at London Metropolitan University, UK
Maurice R. Greenberg World Fellows Program at Yale University
Burger King Mclamore Foundation Scholarship 2022/2023
Hertie School New Perspectives Scholarship for International Students
2022 Davenport University Scholarships for International Students
WAEL Oil and Gas Recruitment for Graduates and Experienced Professionals
Arco Marine and Oilfield Services Limited (AMOSL) Graduate Opportunities
UNSW Global Academic Award to Study in Australia 2022
2022/2023 Marian University International Scholarships for Study in USA
Postdoctoral Fellowship on Food Security and the Environment at Stanford University
DAAD In-Country/In-Region Programme Sub-Saharan Africa (Masters and PhD Studies) 2022 Scholarship.
Mercedes-Benz South Africa Graduate Development Programme 2022 (Paid Traineeship)
University of Toronto Fung Yiu King Memorial Scholarship
University of Copenhagen PhD Positions 2021-2022 [Paid Positions]
British Council International Collaboration Grants 2021 (£3.5m Support Grant)
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Stanbic IBTC Bank Recruitment for Graduate Personal Bankers in various States
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