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Micro Finance Bank Latest Employment Opportunity

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Micro Finance Bank, is a fully integrated Bank located around the key markets within the Lekki corridor is recruiting to fill the position below:

Job Title: Compliance & Loan Documentation Officer

REF: CLDO-003
Location: Nigeria

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Details

  • We are looking to recruit young, dynamic employees who are desirous to make a mark for themselves in the field of microfinance banking.
  • If you are target driven, motivated, dedicated with a verifiable track record of achievement then this could be your game changer.

Job Description

  • Coordination of the periodic risk assessment process.
  • Documentation of financial and operational processes, identification of risks in such processes, walkthrough and testing of controls
  • Implementation and follow-up of action plans to mitigate risks and address findings from audits and internal testing.
  • Periodic reporting (e.g. Status reports) to Executive Management according to the defined calendar.
  • Incident reporting
  • Management of compliance requirements in coordination with concerned departments (especially finance, marketing, operations) and third-parties (corresponding/settlement bank, card processor, etc)
  • Design, participation in and coordination of Anti-Money Laundering processes (checks, due diligence, KYC, KYB, etc).
  • Design of processes, reports and alert systems to detect fraud and anomalies and report complaints.
  • Keeping up-to-date with regulations, inform the business of changes when relevant and respond accordingly.
  • Collaboration with all departments to develop new processes for products and services
  •  Participation in new product development to ensure compliant design
  • Assisting the IT department in access control management.

Requirements

  • Experience: 2 – 3 years micro finance banking is a MUST.
  • Related experience in the financial service sectors would also suffice.
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Job Title: Retail Marketing Officer

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REF: RMO-001
Location: Nigeria

Details

  • We are looking to recruit young, dynamic employees who are desirous to make a mark for themselves in the field of microfinance banking.
  • If you are target driven, motivated, dedicated with a verifiable track record of achievement then this could be your game changer.

Job Description

  • Responsible for new business development
  • Identification and segregation of potential Market Segments
  • Revenue generation through new account development and key account management
  • Defining the exact marketing processes and responsible for executing the same
  • Developing relevant business proposals
  • Monitor market Intelligence within the industry in terms of market development, new projects, competitive activity, new customers etc.
  • Handling meeting with key clients
  • Monitoring & evaluating the performance of subject banking products and aligning them to move in proper direction
  • To enhance organizational effectiveness through setting up appropriate marketing strategies
  • Consistent follow-through and resourcefulness, in order to achieve organizational goals and objectives.

Requirements

  • Experience: 2 – 3 years micro finance banking is a MUST.
  • Related experience in the financial service sectors would also suffice.

 

 

Job Title: SME / Wholesale Banking Officer

REF-SME0-004
Location: Nigeria

Details

  • We are looking to recruit young, dynamic employees who are desirous to make a mark for themselves in the field of microfinance banking.
  • If you are target driven, motivated, dedicated with a verifiable track record of achievement then this could be your game changer.

Job Description
The SME banking officer shall be charged with:

  • Ensure accurate loan evaluations, the efficient follow-up of arrears, and the provision of strong client service.
  • Maintain up-to-date client records and reports.
  • Build and maintain a portfolio of quality clients rapidly and consistently to reach target portfolio within assigned period.
  • Liaise with community organizations, business associations, and individual entrepreneurs
  • Identify potential clients
  • Sensitize potential clients on all aspects of the loan program: procedures to apply, the terms and conditions, the incentives for good performance, and penalties for late repayment and default.
  • Develop an accurate evaluation of each client’s capacity and willingness to repay the requested loan.
  • Correctly complete loan application and evaluation process.
  • Arrange and undertake business site visits
  • Verify and cross-check all information relevant to the loan application and evaluation.
  • Ensure an appropriate guarantee is in place and is documented.
  • Determine and present loan terms and conditions to the credit committee.
  • Participate in credit committees and providing input on other members? loan proposals.
  • Prepare and present own loan proposals to the credit committee.
  • Develop a relationship with each client to support the business’s success and cultivate loyalty.
  • Monitor client business progress to identify any potential problems
  • Offer suggestions and referrals where appropriate and within company policy
  • Demonstrate concern and build client rapport.
  • Implement late repayment recovery procedures of the bank
  • Achieve and maintain targets on portfolio at risk and loan loss
  • Emphasize the importance of on-time repayment with clients
  • Monitor repayment reports daily and client behavior patterns.
  • To be knowledgeable and known in the assigned geographic zone.

Requirements

  • Experience: 2 – 3 years micro finance banking is a MUST.
  • Related experience in the financial service sectors would also suffice

 

 

 

 

Job Title: Digital Banking Officer

REF: DBO-002
Location: Nigeria

Job Description

  • We are looking to recruit young, dynamic employees who are desirous to make a mark for themselves in the field of microfinance banking.
  • If you are target driven, motivated, dedicated with a verifiable track record of achievement then this could be your game changer.
  • The primary responsibilities of the officer are client acquisition and client retention using all social media channels and the banks’ lending platform
  • Own & drive the full marketing communication lifecycle for deliverables of the Digital and Experience domain including all social media channels and the banks’ lending platform.
  • Business Development – Builds professional relationships with banking client stakeholders, establishing rapport with key players

Responsibilities

  • Develop and implement a customer acquisition strategy that supports the bank’s growth targets.
  • Create and execute campaigns across various digital channels to drive customer acquisition, using data to measure effectiveness and optimize campaigns.
  • Collaborate with cross-functional teams, including product, design, legal, data analytics, and marketing to develop effective campaigns and landing pages.
  • Analyze data to identify trends and insights to optimize customer acquisition campaigns and make data-driven decisions.
  • Work to identify and implement new customer acquisition tactics and channels.
  • Develop and manage budgets for customer acquisition campaigns and ensure spending aligns with performance targets.
  • Conduct market research to identify potential partners and evaluate market trends and the competitive landscape.
  • Identify and pursue new business opportunities for the bank’s retail digital banking products, including partnerships, alliances, and joint ventures.
  • Develop and maintain relationships with key partners and stakeholders in the retail banking industry, including fintech companies, payment processors, and other financial institutions.
  • Develop and execute go-to-market strategies for new partnerships and alliances, working with the marketing team to develop and implement campaigns to drive awareness and adoption.
  • Monitor and report on key metrics and performance indicators for customer acquisition initiatives, and use data to inform decision-making and optimize performance.

Requirements

  • Experience:  2 – 3 years micro finance banking is a MUST.
  • Related experience in the financial service sectors would also suffice.

Application Closing Date
12th September, 2023.

Method of Application
Interested and qualified candidates should send their recent Curriculum Vitae and a Cover Letter stating their core competencies, their current cabal under management and theirr current and expected remuneration to: microfinancebankrecruitment222@gmail.com using Reference Code as the subject of the mail.

Note: Only qualified candidate will be communicated for interview

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